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Full accidental damage

Many business claims are for accidental damage that occurs to the contents and stock on the premises

Automatic ATO Tax Audit cover

$5,000 for professional fees incurred when an audit is conducted by the Australian Tax Office

Employee dishonesty

Covered automatically up to $5,000 when you take out money and theft covers

Money loss by counterfeit money

Covered up to $500

Vandalism of glass

Glass covered for more than breakage.  Cover includes when the window is scratched or spray painted.

General property

Worldwide cover for all laptops, mobile phones

Liability

Extensive treatment risk given for all hairdressing and beauty therapy activities.
Worldwide cover given for any non manual work conducted.

Seasonal increase

Generous seasonal increase for your stock, contents, money and theft covers including special occasions and government public holidays.

Frequently Asked Questions:

• What happens if I have a claim outside business hours?

A: Contact Vero’s First Response Unit on 1300 888 073, 24 hours a day, 7 days a week. Please refer to the Claims section for more information.

• If I introduce more treatments what do I do?

A: Please contact our office before commencing any new treatments to ensure you have adequate cover in place

• Will my liability insurance cover me outside my normal workplace?

A: Liability extends to anywhere in Australia, giving you the flexibility to expand or promote your work. However, it is important to tell us of any changes to your business so we can give you the right advice.

• How can I pay for my policy?

A:  Via credit card, cheque or money order, EFT, BPay and a monthly premium funding option.
 

• Why do I need public liability insurance?

A: Public and products liability covers your legal liability to members of the public in respect of your occupation. It is imperative that you and your business are protected against any litigation that you could be exposed to.